Business insurance solutions
The benefits of insuring your business with us
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.
Welcome to our blog
Advice, insights and expert opinions for SME owners and managers
Hidden costs of starting a new business
How to estimate your start-up costs
Advice on running a successful business
What we cover
Selecting the right insurance for your business is often seen as a difficult, time-consuming task. But while no two businesses are ever exactly the same, there are certain risks that most businesses share in common. To help make selecting the right insurance for you simpler and easier, we’ve created an interactive tool to help highlight the different types of risk your business could potentially face, and the solutions we offer.
- + Accidental damage
- + Money
- + Business All Risk
- + Theft
- + Fire
- + Public liability
- + Electronic equipment
- + Theft by employee
- + Personal accident
- + Business Interruption
- + Building
- + Glass
- + Office contents
Goods in transit
Theft or damage to goods in transit is very often out of your control and can happen at any time due to various circumstances, which makes being covered for this risk so important.
If it has wheels we can cover it with comprehensive insurance for all types of vehicles from, cars, bakkies, busses, trucks, trailers, caravans and motorcycles.
Your machinery may be covered for fire and theft, but we also cover accidental damage to your equipment and machinery and the costs associated with repairing it.
Deterioration of stock
Breakdown of machinery may also result in the loss of refrigerated stock, but we have you covered for financial or related loss that may occur.
Insurance for small businesses
We understand that risks differ and that every start-up business is unique. Through a focused small business insurance offering. we will help to ensure that your start-up is properly covered.
Get great deals through our partners
Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.
Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.
Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.
In the news
20 January 2017
The recent spate of fires in the winelands of the Western Cape has again brought the issue of the wine producer’s risk to the fore, with a number of wine farms being adversely affected. Shehnaz Somers, head of commercial underwriting at Santam said the company is still assessing the damage and loss as a result of fires spreading to well-known vineyards and guest farms in the winelands and surrounding areas over the past month.
Santam views entrepreneurs as the drivers of a new economy and is putting resources behind financial consumer education for SMMEs in Soweto to advance their developing enterprises.
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Curb excessive sick leave to prevent abuse of the system