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Cheap Car Insurance in San Diego, California
Looking to know more about San Diego and how you can get cheap car insurance? Well, San Diego is a city in California that borders Mexico. Incorporated in 1850, the city is known for being a center for military and defense personnel. Tourism is also a big industry within the city, and the San Diego Zoo is one of the most famous zoos in the world.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in San Diego. Get your free auto insurance quote today!
Driving Conditions in San Diego
San Diego has many of the traffic-related problems that are commonly associated with driving in Southern California. Gridlocked traffic along major freeways including Interstate 5 can cause motorists to sit in traffic for hours. Aggressive drivers in San Diego and the surrounding suburbs cause major accidents every year.
Odd Laws in San Diego
California driving laws tend to be similar to laws in other states, but there is one odd law that seems to have been placed on the books without much thought to the probability that the situation would occur. An article published by Stanford University reveals that there is a law in California that states that no vehicle may travel over the speed of 60 miles per hour if it does not have a driver.
San Diego Crime Statistics
The statistics below that relate to crime have been gathered using data from the FBI. Information related to crashes in San Diego has been sourced from the California Office of Traffic Safety. These statistics contribute in part to what you’ll pay for car insurance.
- Auto Thefts: There were 6,259 auto thefts in San Diego in 2011. This means that there were 4.8 auto thefts per 1,000 residents.
- Property Crime: There were 29,709 property crimes in San Diego in 2011. This means that there were 22.6 property crimes per 1,000 residents.
- Drunk Driving: There were 696 DUI-related deaths and injuries in San Diego in 2010.
- Crash Statistics: There were 5,241 total vehicle crashes that resulted in a death or injury in San Diego in 2010.
In 2015, according to the FBI, 5,096 vehicles were reported stolen in San Diego. Also, 29,158 property crimes were reported that year.
San Diego Vehicle and Driving Safety Requirements
Seat Belt Law
Children under age 2 must ride facing the rear of a vehicle in an appropriate child passenger safety seat, according to the California Highway Patrol. Children weighing at least 40 pounds or standing at least 40 inches tall are exempt. Children under age 8 must be properly restrained in an appropriate child safety seat in the back seat of a vehicle.
Motorists can t hold a wireless telephone or electronic wireless communication device while driving a vehicle, the California Highway Patrol says; however, hands-free use is allowed. Instead of a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest removed from the driver or in a 5-inch square in the lower corner of the windshield nearest to the driver. Another option: Attach the device to the dashboard where it does not block the driver s view of the road and does not hinder airbag deployment.
Anyone under age 18 must wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is mandated for anyone under 18 who s riding a scooter or skateboard, or using inline skates.
Impaired Driving Law
For drivers over age 21, the blood alcohol limit for DUI is 0.08 percent. A first-time DUI conviction can lead to a $1,000 fine, plus more than $2,600 in penalty assessments; a six-months jail sentence; a six-month license suspension; a 30-day vehicle impoundment; and installation of an interlock breath device in the driver s vehicle.
Under California law, authorities have zero tolerance for anyone under 21 who s been caught driving under the influence. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a blood alcohol level of at least 0.01 percent or refused to take a blood alcohol screening or test.
People who are addicted to any type of illegal drug are not permitted to operate a motor vehicle in the state of California.
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Car Insurance San Diego, California Agents
Mccormick Insurance Solutions
Wayne Mccormick With more than 30 years of experience, mccormick insurance solutions is one of san diego s leading independent insurance brokers. We are licensed for all lines of insurance including auto insurance, home insurance, life insurance, umbrella insurance , commercial insurance, and motorcycle insurance, and have clients throughout the state of california. we also write california surety bonds and commercial bonds; many are instant issue. call now for an immediate quote (619) 276-0492 aside from being very fast at what we do, our reputation for service excellence is unsurpassed and our rates and carriers are the best in the business. we have access to many nationally recognized insurance carriers with a.M best ratings of a or better: mercury casualty, cal auto, travelers, safeco, kemper, civil service employees, cna, fidelity, ace bankers, foremost and many more.
What makes your specific agency stand out from your competition? We believe that that it s better to have an agent/broker than an 800# to call when you need help with insurance. With mccormick insurance you will deal with the same person everytime you call which is invaluable. we do 3 things very fast: auto insurance, home insurance and surety bonds.
Discount and Special Program offered Bundling Discount (combine Home, Renters, Condo And Auto Insurance) Multi-vehicle Discount Good Driver Discounts Good Student Occupational Groups (doctors, Rns, Dentists, Teachers, Engineers, Scientists, Police, Firefighters, Etc.) Degreed Professional Defensive Driver Discount Credit Union Membership â€œreal Driveâ€ Mileage Programs Low Mileage Technologies Like Blind Spot Detection Anti-lock Brakes Anti-theft Devices