#Life #insurance #without #physical
No Medical Exam Life Insurance
We deal with insurance companies that offer life insurance policies with no medical exam requirement, also called guaranteed issue policies. The whole process is fast and easy.
This is a type of life insurance policy that the company will issue as long as you pay the premium. The questions are few and easy, things like your age, contact information, etc. They will not ask any medical questions at all.
Common No-Medical Life Insurance Amounts:
- No Exams
- No Questions
- No Tests
- No Waiting Periods
Is no medical life insurance more expensive than term life insurance?
Yes it is. This is because the risk for the life insurance underwriter is a lot greater. They don’t know your health status or any other health history.
No-medical policies are often offered from ten thousand dollars to one hundred thousand dollars, with the most common being $10,000 to $20,000. Because they are so easy to get , they are often used to pay for final and burial expenses. It’s a very common type of insurance obtained by seniors and the elderly.
No matter how much life insurance you need, $10,000; $15,000; $20,000; $25,000; $50,000; $100,000; if you are a male or female, smoker or non-smoker, your age: 50, 60, 70, or even 80 – we can help you with a quote and the best rates.
Save time, hassles, and your privacy with a No Exams or No Physical Life Insurance Policy. If you are afraid of the doctor, and hate physical exams, this is the term policy for you. Maybe you do not want to disclose that you are an occasional recreational drug user (pot, marijuana, etc.), this is the life insurance for you.
This type of life insurance is often called guaranteed acceptance because pretty much everyone is guaranteed coverage. No matter your age: age 50, 60 years old, 70 years old, 75 years old, 80, etc.